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Planholder Help

Preparing for Your Furniture Protection Claim

A little preparation can help make the claims process faster and easier. Follow these steps so we have the information needed to review your claim promptly.

Spilled red wine glass on white fabric

Report the issue as soon as possible

Most plans require accidental damage to be reported within a specific time period. If a spill, stain, or other covered incident occurs, please do not wait to contact us. Even when you are unsure whether the damage is covered, it is best to start a claim so our team can review it.

Take clear photographs

Use your phone to take several well-lit photos, including:

  • One photo showing the entire piece of furniture
  • A few close-up photos of the damaged area
  • Additional angles that help show the location and extent of the damage

Clear photographs help our team understand the issue and determine the appropriate next step.

Describe exactly what happened

When explaining the cause of the damage, please be as specific as possible. For example:

  • “I accidentally knocked over a glass of red wine on the sofa.”

This provides more useful information than simply stating that you noticed a stain. Details about what happened, when it happened, and what was affected can help us evaluate the claim more efficiently.

Avoid household cleaners and aggressive scrubbing

We understand the instinct to clean the area immediately, but household chemicals, steam cleaners, and do-it-yourself treatments can sometimes make the damage worse.

If your protection plan included an approved cleaning kit, follow the instructions provided with that kit. Otherwise, avoid applying products or attempting repairs until you receive guidance from our team.

Have your purchase information available

Keeping your sales receipt, protection-plan number, or other purchase information nearby can help us locate your account quickly.

Cannot find it? Contact the retailer where you purchased the furniture or reach out to us for assistance.

Ready to file?

Start your claim online when you're ready.